Thinking of Moving to a Small Town in Colombia? Read This First

After 12 years in Colombia, I’ve seen firsthand why expats should think twice before settling in small towns. While the rural charm may seem appealing, it comes with unique challenges that can make life more difficult than expected.

The Growing American Diaspora

Economic and social shifts have led to a surge in Americans seeking life abroad. In 1999, the U.S. Department of Stateestimated that 3 to 6 million Americans were living overseas. By 2016, that number had jumped to 9 million—a sharp increase in just 17 years. This global movement is often called the “American Diaspora.”

Colombia: A Top Expat Destination

Colombia ranks among the top 10 countries attracting American expatriates, and despite stricter visa policies from La Cancillería (Colombian visa authority), its popularity continues to rise.

So, where are Americans settling? Most expats prefer major cities like Medellín, Bogotá, Pereira, Cali, and Cartagena. However, an increasing number of newcomers are curious about relocating to smaller towns (pueblos)—a decision that requires careful consideration.

Why Expats Should Think Twice Before Moving to Small Towns in Colombia

At Coffee Axis Travel, we strongly advise against settling in small towns (pueblos) in Colombia—and here’s why.

Colombia is among the top 10 destinations for American expatriates, and despite stricter visa policies from La Cancillería (Colombian visa authority), its popularity continues to grow.

This raises an important question: Where are these Americans moving? The majority settle in major cities like Medellín, Bogotá, Pereira, Cali, and Cartagena. However, there’s a growing curiosity among newcomers about relocating to smaller towns—a choice that requires serious consideration.

At Coffee Axis Travel, we believe that living in small towns presents significant challenges for expats, and we’re here to break down the reasons why.

We know this perspective may spark debate—and that’s okay. Our goal is to ensure that you, our valued reader, have all the information you need before making such a life-changing decision.

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Why Expats Should Avoid Small Towns in Colombia

Many Americans moving to Colombia aren’t fully prepared for the cultural dynamics of small-town life—particularly the local attitudes toward foreigners.

Before deciding to settle in a pueblo, here are some critical factors to consider:

1. The “All Americans Are Rich” Stereotype

Hollywood, TV shows, and long-standing stereotypes have led many Colombians—especially in small towns—to believe that all Americans are wealthy. While this isn’t entirely wrong (since most Americans enjoy a higher standard of livingthan the average Colombian), it can create unrealistic expectations. Owning a car, having quality housing, and buying branded goods may seem normal to expats—but in small towns, these things stand out and may lead to unwanted attention or overpricing.

2. Limited Education Levels & Worldviews

Although Colombia has made strides in education, rural areas still lag behind. Many small-town residents have limited exposure to global perspectives, which can sometimes lead to resentment or hostility toward foreigners. This stems from a history of economic inequality, limited job opportunities, and wage disparities.

3. Low Wages & Rising Costs

During our three years in Viterbo, Caldas (pop. 12,000), we observed that the average monthly income ranged from 600,000 to 800,000 COP ($150–$200 USD)—often below the national minimum wage. However, as more foreigners arrived, rental prices surged from 400,000 COP to 700,000–800,000 COP per month. For locals already struggling financially, this can create friction and resentment toward expats.

4. Rising Crime Rates

Economic struggles and lack of opportunities have increased crime in small towns. While major cities get more attention, break-ins, street crime, and vehicle theft have also become more common in rural areas. The idea that “small towns are safer” is no longer always true.

5. Cultural Differences & Everyday Annoyances

Small-town life in Colombia isn’t for everyone. While larger cities are accustomed to expats, pueblos often have entirely different social norms. Things like:
✅ Loud music blasting at all hours
✅ Neighbors who smoke constantly
✅ Frequent street beggars and drug users
✅ All-night parties with little regard for noise complaints
Unlike in cities, landlords are less likely to intervene, and complaints often fall on deaf ears.

At this point, expats who are still in their honeymoon phase may be furious at the idea of someone speaking negatively about their beloved Colombia. Meanwhile, long-term residents are probably nodding in agreement or recalling similar experiences.

Both reactions are valid. The key is to make an informed decision before choosing to live in a small Colombian town.

But what about rural housing communities or condominiums?

In every society, a portion of the population remains insulated from economic and social challenges. In Colombia, this privileged segment is often found in gated rural communities or exclusive neighborhoods—protected by security guards and supported by generational wealth.

A long-standing tradition in Colombia is escaping to the countryside or a vacation condo on weekends. From working-class families to the wealthy elite, many Colombians leave the city on Saturdays or Sundays and return home for the workweek. This cultural habit has fueled a booming industry in finca (farmhouse) rentals, making short-term rural getaways increasingly popular.

For expats or retirees seeking a tranquil rural lifestyle, gated communities provide an ideal balance between security and comfort. Many of these developments include modern amenities such as:
✅ Swimming pools
✅ BBQ kiosks
✅ Children’s play areas
✅ Dog parks
✅ Well-maintained green spaces

These features create an appealing environment for those who want the beauty of rural Colombia with urban-level conveniences—all while maintaining a sense of security and exclusivity.

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Selecting the right condominium is about more than just location—it’s about lifestyle, security, and long-term comfort. Before making a decision, carefully evaluate both the environment and your potential neighbors to ensure it aligns with your expectations.

✅ Community Rules & Noise Levels
Some condominiums allow loud music, frequent parties, and short-term rentals, which can disrupt your peace and privacy. Others enforce strict regulations, prohibiting Airbnb-style rentals, excessive noise, and other disturbances—creating a quieter, more stable living environment.

✅ Security & Accessibility
Beyond the condominium itself, consider safety factors in the surrounding area:

• Proximity to emergency services – How close are the police and medical facilities?
• High-risk areas nearby – Are there indigenous reserves, unstable zones, or security concerns?
• Robbery & break-in risks – Is the property isolated or in a poorly monitored area?

In some cases, police response times can take hours, making remote or unguarded locations more vulnerable. What seems like a “slice of paradise” today could become a security risk if an emergency arises.

By thoroughly researching your options, you can avoid unexpected challenges and ensure that your investment leads to a safe, comfortable, and hassle-free living experience.

Our Experience with Small Towns in Colombia

After the economic downturn caused by the pandemic, we made the decision to relocate to a small town in an effort to cut expenses and rebuild financially. At first, the move seemed like a success—but over time, the challenges became clear.

The Perks: Affordability & Convenience

One of the biggest advantages was the significantly lower cost of living. Everything—from coffee to rent—was nearly a third of what we had been paying in the city. Public transportation was also a plus, with buses running every 15 minutes to Pereira, just an hour and a half away.

The Downsides: Poverty, Addiction & Social Realities

Like many rural towns in Colombia, Viterbo had a visible population of beggars in the town plaza, frequently asking for spare change, cigarettes, or coffee. Many were either struggling with addiction or elderly individuals whose families provided limited support, leaving them to fend for themselves. While local social services offer meals and healthcare, giving money directly often fuels dependency and addiction rather than providing real help.

Navigating Relationships & Social Dynamics

As a foreign woman, I quickly realized how locals perceived me. I was frequently warned to avoid relationships with local men, as many were considered “interesados” (interested only in personal gain). Over my three years in Viterbo, I had two brief relationships, both of which reinforced this advice.

• One was with a self-employed man who, despite being hardworking, had a drinking problem and was rarely available due to work.
• The other initially seemed sincere, but in the end, only wanted a way to get U.S. residency.

Beyond those experiences, it wasn’t uncommon for men to approach me on the street, outright offering money in exchange for marriage and immigration papers.

Fake Friends and the Dating Scene: Navigating Relationships in Small Towns

Fake Friendships & Social Status

Fake friends—those who seek relationships solely for personal gain—are more common than you might expect. This issue naturally extends to dating, but it also affects those simply looking for genuine friendships.

In small towns, image is everything. Many people obsess over how they’re perceived, which often leads to shallow, transactional relationships. For some, having an American friend is less about connection and more about status—a way to boost their social standing.

To avoid falling into this dynamic, take your time getting to know people and set clear boundaries early on.

Boredom & Limited Entertainment Options

One of the biggest challenges we faced was boredom. After a while, visiting the same five coffee shops and handful of restaurants becomes a repetitive routine, draining any excitement from your outings.

Coming from a larger city, we were used to an endless variety of entertainment—theater, concerts, weekend festivals, and cultural events that kept locals and tourists engaged year-round. In contrast, small towns offer very few activities, making it easy to feel isolated or restless.

Even restaurants and cafés rarely update their menus. Once a menu is set, it often remains unchanged for years, leading to a lack of variety. The same goes for bakeries, which serve the same breads and pastries daily. While some may find comfort in this consistency, for others, it quickly becomes stifling.

Is Small-Town Life Right for You?

If you thrive in a small-town environment, Colombia’s rural communities might be a good fit. However, cultural differences, social dynamics, and lifestyle limitations can be a major adjustment—especially for newcomers.

Before making the move:
✔️ Do your research on local culture, safety, and daily life.
✔️ Build a strong support network of reliable friends and contacts.
✔️ Understand how Colombians perceive foreigners and what that means for your social interactions.

That being said, we generally don’t recommend small-town life for most expats planning a long-term stay in Colombia.

For most, it’s worth thinking twice before settling in a rural Colombian town!

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